Why does being a woman affect your credit score?

Read page 18 in the NEFE High School Financial Planning Program to find out more about credit scores. What are some things that impact a credit score? Students should understand that they are entitled to a free copy of their credit report annually. Why would you want a copy? (to verify there were no errors made that would increase their cost of credit). Explain how one individual with a poor credit score may pay 15% interest on a new car loan, while another individual with a good credit score may pay 1%.
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Then read this article from Tampa Bay Times on How Being a Woman Can Ding Your Credit Score. Why does being a woman ding your credit score? Is this fair? Why or why not?

SS.912.FL.4.13:Explain that consumers are entitled to a free copy of their credit report annually so that they can verify that no errors were made that might increase their cost of credit.