Using Credit Standards and Resources
Credit: Buy today and pay tomorrow! Credit is good because it allows people to purchase goods and services that they use today and pay in the future--with interest–or else there can be consequences. Students should learn how to make calculations about borrowing, which include payments and compound interest. From credit scores to student loans to bankruptcy, this is an essential standard for financial literacy.
Use the news ARticles for credit
Check out the standards alignments for our inquiry-based Use the News activities. Our latest lessons include student guides!

use_the_news_for_credit_and_debt.docx |
Federal reserve resources

financial_literacy_credit_federal_reserve_scope_and_sequence.docx |
Financial Freedom
Here is a standards alignment for Financial Freedom. The strongest alignment is with Chapter 4, with connections to Chapters 2, 6, 7, and 8.
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Here is a teacher guide for Chapter 4 with connections to Financial Literacy and ELA standards.
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practical money skills
Practical Money Skills has some great financial calculators:
Better money habits for inquiry about credit and debt
Better Money Habits has some excellent resources to engage students in inquiry-based learning about Credit and Debt: Check out these Khan Academy Career Stories to engage your students in inquiry-based learning about different careers and managing credit/debt.
Next generation personal finance (NGPF)
NGPF has some curriculum on credit and debt: